Appraisal services for Roswell and Chaves County homeowners
See the top seven reasons why NM homeowners call on Barrett & Company:
Need help determining the value of your home in or near Roswell, NM?
At Barrett & Company, we understand the particular needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Barrett & Company will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Barrett & Company is experienced in helping clients just like you rid yourselves of unwanted PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in a region that's going down. This only means you're going to pay higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Barrett & Company is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Barrett & Company can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for precision? Barrett & Company offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Barrett & Company can help with that too. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.